
Florida's Microfinance Programs
The State of Florida Microfinance Act provides entrepreneurs and small businesses in Florida access to credit. Eligibility is limited to entrepreneur or small business borrowers with ≤ 25 employees and gross annual revenues of $1.5 million, or less, on average. Loan guarantees, made possible through Enterprise Florida, Inc. (EFI) may only be provided on loans between $50,000 and $250,000, and a guarantee cannot exceed 50 percent of the total loan amount.

Department of Economic Opportunity
The Department of Economic Opportunity also offers many programs to help small businesses
including loans, loan guarantees, tax credits and technical assistance.